Creams have a much higher viscosity than lotions, so they look and feel thicker.
Bothcreams and lotions are emulsions having a water and oil phase, so the primary difference is the thickness.
Creams are usually water-in-oil emulsions and are more moisturizing as they provide a light oily barrier that reduces water loss from the skin
Each formulation has a viscosity rating.
Please refer to the specific product details for this information.